After going through the speadsheet, I found I have found 2 main spots where I am losing money I could be keeping. I will be cutting 4 subscriptions I do not even have time for, which will save me $22.72 a month. I will also be giving myself only a 100 dollar limit for cafes and coffees and work down to 50 dollars. After tallying what I spent last month it was 300 dollars there alone. Since we are rural, almost every coffee no matter what, is close to 15 dollars plus tip, and a cafe pastry and coffee is 30 dollars.