Income

• Total Monthly Income: $1,000

Fixed Expenses (Low / Essentials)

• Transportation: $80

• Phone, Data & Subscriptions: $50

• Food & Groceries: $200

Total Essentials: $330

Lifestyle & Variable Spending

• Eating Out / Soft Life: $100

• Personal Care / Beauty: $70

• Content Creation Tools & Apps: $50

• Miscellaneous / Buffer: $50

Total Lifestyle: $270

Savings & Investments (Your Advantage Zone)

• Emergency Savings: $150

• High-Interest Savings (PiggyVest / Kuda / PalmPay): $150

• Investments (Stocks / Crypto / Mutual Funds): $100

Total Savings & Investments: $400

Budget Summary

• Essentials: $330 (33%)

• Lifestyle: $270 (27%)

• Savings & Investments: $400 (40%)