Really helped me make a foundation for character designing. It's always interested me but I never knew where to begin.
My character is a little girl named Phoebe, facing her demons.
I focussed more on the initial steps you listed out, like thinking about what I want her to be, as a character. I listed those out and drew a few thumbnail and lighting options. I thought top lighting would be more dramatic so I went for that. :)
I actually wanted a dark purple ish grey, gloomy background but i just couldn't get it right so i ended up keeping it white. Any suggestions, feedback or help would be really great. :)