How To Get Bank Loan for Business Premium class

Ca Raja Natarajan, Chartered Accountant

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26 Videos (1h 57m)
    • Introduction How to get Bank Loan for Business

      7:37
    • When do they Expect Information

      3:39
    • Why Past Loans Matter

      4:52
    • Types of Bank Loans for Business

      3:59
    • Bank Loans for New Projects

      1:18
    • What is Project Viability

      1:53
    • Project Viability - Case Study

      10:07
    • Break Even Analysis

      7:52
    • Break Even Point Example

      7:03
    • Break Even Point Graph

      3:13
    • Term Loan Appraisal By Banks

      3:53
    • Term Loan - Nature of Project

      1:30
    • Cost of Project and Means of Finance

      7:21
    • Business Financing Decisions

      2:02
    • Debt Vs Equity Financing

      6:25
    • Good Time and Bad Time for Debt Equity Financing

      8:56
    • Understanding Equity Funding in Projects

      3:52
    • Loans available in banking channel

      1:42
    • Working Capital Loans

      3:08
    • Working Capital Cycle

      6:05
    • Understanding Cash Credit

      3:45
    • Cash Credit Example

      5:36
    • Letter of Credit

      2:43
    • LC Computation

      2:47
    • Bank Guarantee

      3:39
    • Types of Bank Guarantees

      2:12

About This Class

Everyone will have dream to become Entrepreneur. Why? The kind of wealth it would bring would be phenomenal. But the path for becoming Successful Entrepreneur is not that simple. Even if you have Dream, Courage, Conviction, Clarity, Etc, On your business plans the dream may not become reality if funds are not available. Hence funds plays a very crucial role is converting the Entrepreneurship dream into reality.

Again the questions is who is going to give funds?

Is it friends, relatives, Money lenders, Bankers, Venture Capitalists, PE?

Given all the options, the best one would be to go for Bank Loan because of its inherent benefits and safety aspects.

But how to get Bank Loan?

That too, if you are first generation Entrepreneur.

Worry not!

This Course will take you through in stages on Expectations of bankers when Entrepreneurs approaches them for Bank Loans.

This Course will Explain the Basic Documents which every Entrepreneurs should have before approaching the bank for Business Loan.

This Course will explain how project funding should be structured to make it Bankable.

This course will explain What is Project Viability and how entrepreneurs should visualize Viability as well Sensitivity Risks in the Business.

This Course will explain the Jargous adopted by the Bankers and rationale behind various inquiries made by the bankers.

In Summary, this course will enable the Entrepreneurs to put themselves into the shoes of Bankers, so that when they approach the bank for Business Loan, they will have utmost clarity in interactions and high level of assurance for Sanctions.

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Ca Raja Natarajan

Chartered Accountant

I am a Chartered Accountant with tonnes of passion for teaching.

I teach Financial Management for Chartered Accountancy and Cost and Management Accountancy students in Ernakulam,India. and I teach 100+ Finance, Accounts, Costing, Banking, Credit Analysis, Statistics, etc. in Skillshare.  

I also hold

  1. Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune
  2. Bachelors in Commerce, from Loyola College, Chennai.

I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice.

During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in

a) Financial Analysis

b) Risk Assessment

c) Viability Study

d) Evaluating business models

e) Project Finance

f) Working Capital Management, etc.

I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like

a) Project Finance

b) Credit Risk Assessment

c) Entrepreneurship Development

d) Finance for Non Finance Executives

e) Burning Desire for Entrepreneurship

I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.