Money Mindset for Creative People | Yvonne Lines | Skillshare

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Money Mindset for Creative People

teacher avatar Yvonne Lines, Mindset Mentor for Lovin' Life!

Watch this class and thousands more

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Taught by industry leaders & working professionals
Topics include illustration, design, photography, and more

Watch this class and thousands more

Get unlimited access to every class
Taught by industry leaders & working professionals
Topics include illustration, design, photography, and more

Lessons in This Class

8 Lessons (48m)
    • 1. Money Mindset: Intro

    • 2. Blocker #1: Starving Artist Mindset

    • 3. Blocker #2: Scarcity to Prosperity

    • 4. Blocker #3: Not the Root of Evil

    • 5. Blocker #4: Hard Work is Limited

    • 6. Blocker #5: Complex to Simple

    • 7. Class Project

    • 8. Good News for Creatives

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About This Class


If you’re not where you want to be financially, it could be from a subconscious belief that causes you say and do things that put the brakes on your own prosperity. Designed specifically for creative people, this class exposes 5 common money blockers that could be holding you back. Once you uncover your money story, you’ll be able to head in a better direction for your financial well being.

Meet Your Teacher

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Yvonne Lines

Mindset Mentor for Lovin' Life!


Years ago, I used to go home, flip on the 'toob, watch hours of mindless tv, go to bed, get up, go to work, repeat. Finally, I got sick of it to the point that I decided to do something...

I read every leadership and development book I could grab. After 236 books, my mindset had changed so much, I was able to leave my steady job, build my own business, and still avoid an all-ramen diet. And now I can finally call myself a surfer and a motorbike adventurer.

I’m loving life and want to share what I’ve learned, so that you can live your best life too. 

I spend my time researching and learning nuggets of wisdom, give them a personal test drive, and if I find it useful, I’ll share it with you. My co... See full profile

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1. Money Mindset: Intro: Hey, creative people. Are you dabbling in an artistic hobby, wishing you could be paid well for it, Like well enough to support yourself as a career, It is likely that you've got some money blockers that air creeping up and sabotaging yourself with these stories that really don't need to exist. I want to expose those stories, those money blockers for what they are bringing them to the surface so that you can get past them and start living a life, a financial well being. We've all grown up with beliefs about money comes to us from your parents. It comes to us to society. You can't avoid it. But if we haven't discovered what are beliefs are and they're still subconscious, that could be holding you back. Our believes highly influenced our thoughts and our thoughts. Of course, they become actions are actually become habits. And before you know what, those beliefs are ruling your life in ways that you're not even aware of. If you take a look at your net worth, look at your bank statements. Look at your assets. Look everything you own. It's not where you want it to be by this stage in life. There's a very good chance that it's because you've got a money mindset story that's holding you back. They haven't figured out yet. My name is Eve, all mines, and I am the blogger behind Smart Life Dot Tips. It is my mission to share knowledge with people so that they can make better decisions and live more fulfilled life. I've read hundreds of books, listen to podcasts and interviewed views and read articles, and lately I've been really focused on money mindset. I want to take those nuggets of wisdom that I learned and share them with you. Be creative first of myself. I know some of our challenges, and I also know some of our strengths and ways that we can use that to our advantage. So I've created this class specifically for creative people, customized it so that there's examples that you might relate to. And a couple of the money blockers are actually for us There, five of them all together, and by the end of this class, you're going to know what's holding you back so you can get past it now often is just in awareness that you need to get past this money blocker. So once it's exposed, you can be like, Whoa, I understand it now and start making better decisions in your life. However, most people like, say, myself included, need that awareness, plus some internal work that they've gotta get through, so it might take a little bit time. But the first up is definitely awareness. Once you have the knowledge you can, it all stems from there. In the next several videos, you'll see some common mistakes that creative people make, and hopefully you'll resonate with at least one of the money blockers I'm going to expose. And then you can start making some better choices and improve your financial well being. Money is a difficult topic to talk about for a lot of people. In fact, most people don't talk about it. It carries a lot of emotion. So I really appreciate you spending your time with me and working through this. I guarantee you you'll be in a better position to have a wealthy life. I'll see you in the next video 2. Blocker #1: Starving Artist Mindset: way you made a past intro. Thank you. I know this subject of money might set is really difficult for a lot of people. A lot of emotion comes up with when we talk about money. Those two emotions and money seem to be very much attached. And getting past the intro video to this one means that you're ready to really work on this . So thank you for that. I really appreciate you getting to the stage and let's go through some of these money blockers. The 1st 1 I want to talk about is very specific to creative people. It's the starving artist mindset. Now I know a lot of people think artists have to suffer further work. Now Van Gogh cut off his ear. For goodness sake, People live in practical poverty so that they can express themselves and get their are out into the world. Well, I'm here to tell you it does not have to be that way. Those two things express yourself putting value up to the role pretty value up. Several does not go hand in hand with Sturbin. It really doesn't. In fact, when you are being paid for your art, you could doom or of it, so it enhances your ability to express yourself as an artist. So really, it's It's time to drop that, starting on artists mentality and get past it. Another common thing that I hear is, you know, my art won't be valuable and until after I pass away, that's so more but And that's just not the case there. Plenty of wealthy artists that are still alive, you think of, say, Cindy Sherman. She's the photographer that takes film stills, and she puts herself porch. It's in those stills to reflect society and how that film and she is part of today's bro. Tens of millions of dollars, lots of money. She's so live David Hockney, the painter that does. He's known for Hiss American poolside paintings that you know they're often like blue, with gorgeous splashes in California style lots and lots of money. He's still alive. Philippe Starck, designer. He's the one that did the Ghost chair. You know, the clear acrylic chair that you see everywhere you know he's rolling in it. Fashion designers, they're working a big time, also working from a creative place, putting their heart into the world. There's no reason whatsoever that we need to suffer for art here is one reality that we do need to deal with. So as artists, we make art look fun. We make it look like it's easy. Everybody can do it, and everybody does have a creative element to them. But because it's enjoyable and we make it look easy, even though it's challenging, it becomes a very competitive field. So any time that there's high supply and low demand rates come down, your hourly rate comes down. Your price for peace comes down because there's so much out there and so many people. That's an hourly rate. So many people want to do it and get paid for it. So when you're in this competitive field, it is hard to charge high rates. But it's not impossible. I just gave you examples of people who are making it work. It's far from impossible. In fact, once you get to a certain level, when people realize I need somebody who is doing this as more than a hobby, they're really good at it. Then you can really charge. But when you don't also think that there's plenty of ways to get paid without money, often as artists were asked to do favors for people. Somebody may think, maybe smiling right now thinking, Oh, yeah, this sounds familiar. You know, somebody might want a painting on the wall and they want you give it to them for the birthday or they've got an event coming up and they want you to help with, um, with the promotions for it. And they say, Well, I don't have any money. I've been a client and I've seen some artists ask for out of pocket expenses and I can tell you, as a client, it's not that I've Even though we may have said, we don't have a budget for this. What that actually means is we don't have a huge budget for this, but we still have some money. Everybody's got someone you know. Otherwise you wouldn't be putting together the event or whatever it ISS, and it's not that I'm trying to rip people off as a client. It's just that I don't think of it. I've got other priorities, and it is not top of mind until you tell me that it's going to cost you a certain amount like, let's say, the cost of you helping me promote the event out of your pocket is going to cost you $500 for transportation to and from the event. The time that you're missing out on while you're at the event, you could be doing something else. Gonna wear something proper to the event. Um, your cost if it's, ah, say canvas with a frame and paint, Those are all out of pocket costs, and I just wouldn't know what it costs you. That's not my room. So as a client, you've gotta let that client no, let the person know what it's costing You put it in their head with the specific numbers that they can go get it approved and come back to you. So there's a very good chance they can pay you a little bit. Even if it's not all that you work. Just ask. And the other thing to remember is promotion is really important. A swell say at that event, they can mention you when they're thinking their sponsors, or they can put your information on the back of a brochure where the special thank you, or they can polio and introduce you and help you network with people. While you're at that, even whatever it is, make sure you're getting something from it. You can't just give and give and give all the time and expect to feel like you're worth something, like like you're contributed. That's just that's going to wear on you over time. So make sure you're getting something back, especially when some people say, You know, can you do this is for really great cause? Well, is that cause important to you? Does it align with your values, or is it just there's so make sure you're getting some sort of compensation, Even if it's not money. Your network is often very closely associate ID to your self worth. So I want you to look at your self worth. A swell. Make sure you're building confidence. If you haven't put your artwork into the world yet and you don't know what the value is, then start a number that you feel comfortable with. You know, look around, see what your competitors are doing. Check out some online resources. There's plenty of them out there that you can kind of get a rough idea, so find a number that you're comfortable with. put it out there and use that as your base. You have to start cause from that base your next piece can be worth a little bit more. And then the next piece he can charge a little bit more. And then based on that, you're going to have the confidence to think. You know what? I did those other pieces and it went really well. And I know what I'm doing now, and I'm gonna charge a little bit more and you build on it. So you're building your confidence. You're building yourself worth at the same time that you're building your network. Now there is one thing that I want you to remember. You know that quote, do what you love, and then money will follow. That is something that I think resonates with a lot of creative people. They're doing what they love, but they're wondering why isn't the money following What? Do you remember a bit of a twist on this quote? I heard it listening Teoh in audio from Kate Northrop. She's an author and a thought leader on this subject and she said, Do what you love that adds value to the world and the money will fall and a really think that's true. If you're in your little hermit space, you doing what you love, but you're not sharing it. You're not contributing to the rules. You're not adding value. The money is just not going to follow, so you have to make sure that you're getting out there. You're adding value to the world, you contributing to somebody's. It may be their enjoyment in life for her. Perhaps they come home from work and they see your painting up on the wall and that your stream, it takes them to a special place. It helps them to relax. Let go of their troubles of the world, like people pay psychiatrist tons of money. For that, you do it in a painting that's adding value to the world. Or maybe it's a portrait of somebody that they love is not with them anymore. You bring that that memory back to them. You're adding value to the world, make sure you're doing that, and then you're going to feel more confident charging for it. If this starving artist money blocker is part of your mindset, don't worry too much about it. Generally, once we're aware of what we're doing to ourselves by our subconscious thoughts and the decisions we make based on those, it's a lot easier to just drop it and start building on getting the ball rolling and letting go of her old thoughts and beliefs. So let go of your starving artists. You don't need to be a martyr for art. There's no need to suffer for If you're adding value to the world, you should charge for it and feel great about it. 3. Blocker #2: Scarcity to Prosperity: the's next four. Money blockers are not necessarily specific to creative people, but I'm going to have some examples to make them seem relevant to what creatives may be going through. So money blocker number two in our Siri's is. Have you ever said money doesn't grow on trees? Now I know you've heard it. Maybe you've said it yourself. Of course, money doesn't grow on trees literally. But here's the problem with that thought. It is bringing us into a scarcity mindset. It says that money isn't everywhere. It's hard to find. It's hard to get. Once we're in that scarcity mindset, we focus more and more on money actually being scarce, and we believe it and our actions follow those thoughts until they become true. So I want to get us out of that scarcity mindset. So even if you're not saying money doesn't grow on trees, you might be saying things like, Oh, I can't afford that. And you might say that regular, I think. Well, I can't afford that. What do you start thinking differently instead of saying I can't afford that, try replacing it with something like I would rather spend my money on whatever it ISS so that I can feel whatever it ISS. It's great, had an emotion to when it is that you want to spend your money on. So you're getting out of that scarcity and into focusing on what you do really want. So let me give you an example. When I started doing these videos and I built my signature course, I've been uploading videos and I was getting frustrated because my wife I was just playing not up to speed. So I looked at the prices of upgrading my WiFi, and it's, you know, he spend a lot on utilities instead of saying I can't afford that. I thought, How can I afford that? And by cutting my cable, which I was barely watching TV anyway, I've just transferred that cost over to WiFi, improved my upload speeds, and now, unless frustrated and I've I'm just playing more efficient. So instead of saying I can't afford that, I switched to I would rather spend my money on better WiFi so that I could be more efficient. So I want to caution you trying to get away from this mindset. Blocker money doesn't grow on. Cheese is not about doing the opposite and thinking, Oh, it does grow on trees I could just spend wildly and it's always there, that abundance mindset that you might have heard when you just take caution that this is more about spending consciously. So instead of spending wildly on everything, I want you to really figure out what's important to you. And those are the things that you spend on so you know, expensive lot. A's is a common example. If you need to kick start your day and you know that you can come up with something wonderfully creative. Once you've had your lot, then you know what go for it, enjoy it, but that if that's important to you than what isn't what are you spending your money on that is not important to you and eliminate that kind of what's not important. So spending consciously is something that's really put forth by a guy named Ramit Settee. He's got a book called I Will Teach You to Be Rich, and that's where I got that tip from, and I think it's just really key to no where we're spending our money and making sure that we're spending on things that are important to us now. We take that phrase we said earlier. I can't afford this. We can special it around to think How can I afford this? And then we can figure it out. So let me give you a couple examples. Let's say you're a painter and you really want to have a studio with a lot of space, and you can have your big easels and paintings and callouses, and you can have your your workout pinned up to the wall and spread everywhere you want. That space is important to you. Instead of thinking I can't afford it, think how can I afford that? So maybe you need to give up some other luxuries. You could have a studio apartment with a lot of space, but you're not going to have new appliances in the kitchen or, you know, fancy for flooring and fixed years and that sort of thing. So figure it was important to you and think, How can I afford that? Maybe you need to sell something. Maybe you need to do more work, maybe have to give up on something that's not important. Figure out now. This tip is really about getting out of that scarcity mindset because when you focus on scarcity, you get more scarcity and I want to. I want you to replace it with a prosperous mindset. You could also think of an abundant line set or a gratitude mindset, those There's three options that may go through them for you. I caution you about an abundant my set, but it's common thinking for a lot of people, and you probably heard you should have an abundance mindset as and everything's available to you. I feel like this mindset gets you or can't easily get you into trouble. It's true for things like, you know, there's enough love to go around. There's enough, uh, respect to go around. There's enough intangible things to go around and even on ah, higher level. There's enough energy to go around. But there's not enough gasoline to go over, for example, So depending on how you translated, it could be it could be troubling money. There's enough money for everybody in the world. However, you can't. If you're spending it wildly, you're going to run out so abundant is great if you already know how to make that work for you Prosperous mindset when it comes to money, I think is really worthwhile. It's something that I've learned from Speaker Bob Proctor. He likes the word prosperous, and I do as well because it it implies that you have to do something. You can't just sit on your sofa and manifest everything coming in. You need to take action. Prosperous implies some action that goes with, um, the the mindset you've got, where everything is available to you. And, of course, when you take action, you doing one thing you need to sacrifice something else. You can't do everything so it applies to making choices and figure it was important to you . It's also really like the word, a prosperous mindset. The other one that I really I live by myself is a gratitude mindset. That's it is not just an appreciation for what you have thinking that you, you know, you should be happy with that settle. It's not about settling. Settling is about scarcity. Gratitude. Mindset is about focusing on what is working well for you. What you've already got happening, that you're really enjoying appreciating it, and when you focus on that, you're going to get more of it so three options and abundant mindset, prosperous mindset or gratitude mindset. So she was what works for you. But stay away from the scarcity mindset with words like I can't afford it or money doesn't grow on trees. Get out of that one. 4. Blocker #3: Not the Root of Evil: made it to block her number three in this video. Siri's thank you for sticking with May. I hope you're getting something from this. Now, this next one is a little bit tricky because if this is your money story, you probably looked at the title of this class and decided that you're not interested in money and this is not for you. But just in case you didn't make it this fire, I'm going to share it with you anyway. Blocker number three is cold. Money is the root of all evil, and you probably heard it. I don't know that you feel this way. Like I said, you might not be in this class if you do. Money is a tool. It's not good. It's not evil. Greed and self serving power is evil, and that can sometimes come with money. However, there's a lot of generosity that can come with money as well. It enables you to nurture yourself so you can continue creating your art and having value to the world also enables you to nurse your others and stand by your beliefs. And it does empower you. You can use that for good, and hopefully you will, and you don't have to use it for evil. Money itself is not evil. You yourself may not be using the phrase money is the root of all evil. But if you're seeing things like it's not about the money when you're making excuses, why you shouldn't do something or the best things in life are free. It's more positive spin but still have the same negative outcome. You're probably you probably got some negativity around the thought of having money. Those negative associations can really come back and bite you there in your subconscious. You probably heard them when you were a child. Maybe your parents had said something like this or you heard it around. Religion is actually a commonplace to hear this mindset, and it's probably been ingrained. And it's coming out in ways your actions air coming out so that you're avoiding certain areas. You may be turning down really great job opportunities that could be good for you, but you're making excuses about them and you're feeling negatively because of the money. But not realizing that. Or maybe you're avoiding hanging around wealthy people who could lead you to other opportunities are show you their way of thinking when it comes to money. Oh, are Maybe you're giving it away, giving more way than you can. Really, Uh, you're not really supporting yourself because you're giving so much away or you're spending wildly on various things because you just don't wanna hang onto it because you've got some negativity around money. So those are some areas where your actions really reflect. You're a negative money story here. Now, on the flip side, money can have a really positive effect on your actions as well. My friend's sister is a fashion desire, sustainable fashion design, and she who really lives by her values, the clothes that she designs. They're all locally made and sourced and sold locally and the earth friendly. They're made out of products that are not harmful for the earth, or at least a very small footprint. And she carries that into the rest of her life, a swell because she can afford to do so. She can afford to live by her values. So what's important to her in her art and her creativity is also important to her and the rest of your life. But of course, living sustainably is not always the cheapest, last, least expensive way to live. When she buys, she really tries to buy locally. She really tries to spend her money on sustainable items sustainable products, so it not only having money not only helps her produce as she, uh, finds valuable, it's true to herself, but it connects to how she spends her money as well. So I think you can see from that example that she's got a positive attitude towards money, not negative, and it really enables her to live the life that she really finds important to her. And there's lots of positivity that comes with money. You think about what's important to you. You can put your money into that. Those causes a swell. So obviously, if you've got the money, it's a lot easier to do that. If you don't have the money already spent it because you've gotten rid of it, your negative thoughts have caused you to avoid it. Then it's a lot harder to do positive, great things with your money. If it's not available, there's plenty of jerks with money. There's plenty of jerks without money. Money itself is not good or bad. It is a tool that enables you to do negative things or positive things, and I really want you to take your money and allow it to enable you to do the great things that I know you're capable of. 5. Blocker #4: Hard Work is Limited: okay, it's confession time. This next money blocker is my own personal money blockers, one that I've been struggling with. I'll tell you honestly, even though now that I'm aware I still struggle with that I have definitely made improvements and I'm heading in a good direction now. But it's still something that I struggle with mentally trying to overcome something that has been in my past. This one is called You have to work harder to earn more. And I grew up with a hard working family, and even from a young age I had a paper route. Then I was baby sitting. Then in high school, I was a lifeguard in university I waas waitress to pay my way through school. And then I came out and I started my design career. And that has been non stop work for many, many years, and even today I still very often work late into the evening to, uh, accomplish everything that I want to accomplish. However, when you look at wealthy people and you look at people who are struggling, we all have the same 24 hours during the day. So the thought that we have to work more to earn more. Is there some truth to it? But it is very limited because past those 24 hours that that's what you could do. And we have to sleep and eat and do all the other human functions that we need to do. I first heard this concept on a podcast with any Porterfield and James Webb more. In fact, the podcast was called Eliminating Your Money Box. It was like these two interviewers just reached out of my iPod, put their hands on my shoulders and gave me a shape to wake me up like, What are you doing? This is what I finally realized, what it means to work smarter instead of harder. It's about having your money work for you and not the other way around the popular hustle and grind attitude I know that goes around. You see it on social media. You hear it, you hear people talking about it. It is excellent for employers to put that on their employees and have their employees have that attitude when it comes to making more money for the employers. But it's not necessarily great for us. And yes, if we want Teoh, you know, start her own business or something, then there's going to be an element of hustle and grind. But it doesn't have to be all the time. That should not be our goal. We want to have some joy in her life, too, right? So, yes, we have to work hard and sometimes harder than others. But we all we should also be able to afford to have brakes. Plus, when money is hard earned, it's hard to let go off. You work so hard to bring that money into your wallet to spend. It is really hard to let it go to let it prosper and start burning money on its own. For you, it's really hard. It takes a bit of a risk, and when you work so hard for it, it's it's really hard to let it go. So that's another reason why it is important to really recognize this mindset and make sure that we're overcoming it so that we can get our money working for us. Recently, I was at a networking event and there were a lot of freelancers, their love young freelancers, that we're getting into creative business and didn't realize that they were not starting a business instead of being employed, they're becoming self employed, so they're still employed. They're still trading their time for money. A business, however, is going to be paying you whether you're there or not like, yes, you've got to spend time setting it up, and that's going to take a lot of hard work and time. But at a certain point, you should get Teoh stage where the business is paying you. Whether that set up through royalties, so many of us listen to this. He might be a writer with books that comes with the percentage of sales. So that's royalties or musicians come with royalties is right well with sales or passive income online courses. This this class that we're doing right now is a form of passive income, so nothing is absolutely passive. You still have to spend time setting it up and then marketing it along the way. But the point of a business or the, um, thing that differentiates the businesses that you can walk away from it or you can go to sleep, and it's still making money for it. For you. You can go away for a month at a time on vacation, and they're still going to pay income coming in because you've set up a business to either have royalties or passive income or you've set up systems and people that are going to run the business for you. So that's a difference between freelance, which which is self employed and having a business. So I want you to really take a look at what you may have had plans to set up as a freelancer if that's what you're taking, and think about how you can maybe chance for your skills into business, something that is going to make money for you without trading your time for dollars. Now here's the good news. As a creative person, you're a lot closer to having a business than most people. First of all, if you're not working 9 to 5, if you are already freelancing, then you don't have to get on the 9 to 5 mentality that that structure you're more likely to thrive in chaos, which is required sometimes because you are taking a risk in a can be chaotic, and there are ups and downs when it comes to business. So you're closer in that respect. Secondly, if you don't work full time No. I know a lot of you are doing creative work on the side, but some of you are doing it as a self employed source of income. So if you're not working full time with a paycheck that comes every two weeks you are in its your in a place where you don't have to give up the thing that holds most people to do their full time jobs. I've heard I don't know where you heard this, but they say the most highly addictive thing next to heroin is a paycheck right there paycheck, so you don't have to give that up. So that's good news if you're already there. And 1/3 reason creative people are closer to having a business than most people is that you think creatively. You can brainstorm how you can make that switch from what you're doing now to having a business that pays you to making your money pay you. So whether that's you know, the examples that we already set with royalties or passive income or systems in place, maybe it's investments as well, Whatever it is, I really, really encourage you to start now because it will take some time to grow. You don't just all sudden think you're going to have passive income. And then the other issue. If it were that easy, everybody would do it. But start now and you are going to have to put a little bit of effort into it. But past that, it'll start. Your money will start making, uh, more income for you, so you don't have to work harder to earn more. 6. Blocker #5: Complex to Simple: okay, you've made to money blocker number five, the last one in the series, and it is called I'm not good with money. I don't know if you said this, that this is your money blocker. If if this is you, you probably over complicated how money needs to be. It doesn't need to be that complicate. It can be, but it can also be very simple. It's like having a budget, Really. It's just the money that comes in and the money that goes out the side has to be larger than this side, and there's lots of things that you could do to make that more complicated. You can add your cash flow factors. You can open several accounts so that you can pull from different things for different areas of your life. You can make it overly complicated. You can make it very simple as well. No money in money out Simple. Now I've heard people who I love and respect say things that I find a little bit crazy. I've heard I know I shouldnt no more, but I just can't be bothered. No, again, they've got it there thinking that money is just too complicated I've also heard I wish I could meet somebody who would just take care of this for me again. They're thinking that money is hard and it's not their fault. Honestly, when people talk about money, first of all, very few people talk about money in a simple way that regular people can understand. When finance people talk about money, they often come from a finance background, and they've got the curse of too much information. They give you so much information because they're generous with their with their knowledge . They want to help you, but they don't necessarily know how to translate everything that they know into a form that you will understand. That's not an easy skill. It is often done by non financial people to put it in a form that regular people understand . So, yes, things that you've heard about money can sound very complicated. But remember, it could also be very simple. Now here's something else you may have heard as a creative person or artist. You may think that you're left brained or right brained, your either good at creative or good at sciences. People tell you that you can't be both if you're good and creative. You can't learn things about science in that, and vice versa. That's ridiculous. It's so ridiculous. Yes, we have tendencies that help us in certain areas, but doesn't mean we can't learn in other areas, no matter how old they are. Our brains are plastic. They continue to grow and form new neural connective ity as we challenge it as we give it new things to work on. So we can absolutely learned how to deal with money and finance and weaken. Take the simple approach to it and we can learn what it means to invest well. We can learn what it means to make a budget. If that's a stage that you're at, we can learn how to get out of debt. We could learn all of that. A lot of people have asked me to do a class on how you actually physically take care of that and honestly, there so many resources online and elsewhere and people who can help you with that. The problem for most people if they haven't tackled bad, is this mindset right here is because they think it's too complicated and they can't learn it. But I'm telling you. You don't have to start at the top. You can start with the basics and just get the basics right. And once you get the basics right, if you watch, add more to it. You absolutely can't. But start with the basics A lot of people think is too complicated because they're starting up here. It doesn't have to be complicated, You can learn it, and I want you to build your confidence in this area. 7. Class Project: congratulations. You made it through all five money walkers. There's some tough stuff because this really hits home emotionally for a lot of people. You know, money and emotions, they're connected and a lot of people find a little bit of shame in it. So I'm here to tell you it's not something to feel bad about. I want you to feel great about money, and once you recognize what your money blockers are, then that's the first step to overcoming them. And speaking of that, our class project for this class is I want you to just comment below on what your money blocker is, because it is really important that we come to terms with what's been holding us back, and if we can talk about it, if we can put it out there, we can write it down. Were more likely to overcome it than if we just, you know, think about it, keep it bottled up inside and not share it. So express it. Artists were pretty. People were good at expressing yourself, so expressed this one as well, and if you want to take it one step further, think about what you're going to do to overcome your money blocker and I'll give you the first up for a lot of people is just change your story you can start with instead, Whatever it is that you've said that's been holding you back, switch it to I am a money magnet. That's one of my favorites. I am a money magnet, and if you can think of a couple other steps that is going to help you on your journey to well, then please share that as well. A couple other suggestions I have for you is to surround yourself with prosperity minded people. Listen to the way they talk about money. You'll pick up a lot and come back often when you need a refresher. Just come back to this and listen to the money blocker that's specific to you. Or listen to the whole video. Siri's again, just to keep a top of mind so that you're not falling back into your old habits. And if you're a parent and it is really important to get on top this because you're going, be teaching your Children to think the same way that you're thinking. And it does say with um for their lifetime So if you've been held back on something is probably from your parents and you want to be role models for your Children. So please pay attention to this. Remember, we are not at the mercy of our finances. We can overcome whatever situation we're in, especially now that we're aware of what's been holding us back. So get pastor. Money blockers start thinking in a more prosperous mindset, and we've got one more video left, and I'm going to share some good news with you. 8. Good News for Creatives: their last video here in this class, I want to end up with some great news for creative people. Now. We've already mentioned that it's pretty easy for most creative people to go from self employed to having a business because you're already thinking down that creative path, your creative thinking and lead to some great opportunities. Be curious, asked lots of questions, and you can figure it out. What's going to work for you to go from being from trading your time for money to having your money work for you? Creative people are great at figuring things out because we didn't think dive urgently. We can get out of the box and we can come up with another with incredible ideas. Design thinking is a term that's become popular in the business world, and it ISS second nature to most of us. And it's a problem solving method that is very effective. It starts with research, get no collect information, get to know everything that you need to know to make some decisions than brainstorm. Come up with lots of different ideas. Think outside of the box, think creatively. You do this anyway and go to a prototype which is basically experiment. Try a couple of things. See what's working, what isn't working. Evaluate. Figure out what those prototypes and those experiments is working, and you should do more off what isn't working. Figure out why and see if you just want to drop it or approve it, and then it a rate. Keep going back to that experiment to your evaluation to iterated, which is making little tweaks, constant improvement on it. This is a great way of problem solving, and you can. I know what second nature to you because you're creative person. You're already doing this. There's just put some terminology to it, but use it to, um, the same way that used it to create something. Maybe a beautiful painting or a a Booker Journal or photography. What did whatever sculpting whatever it is that you create. Use that same methodology to figure out your finances and problem solved to get from where you are now to where you want to be. Here's another bit of great news for creative people. So many people are rushing to turn 65 retire. They're rushing to be jobless because they're trying to get away from something that they're not enjoying. And most of those people would love to do what you're doing. You know, they want to be jobless so that they have more time to write or to paint or to a net or whatever it ISS you're already doing it. So congratulations. You've got a head start on most people. Now, if you can figure out how to semi retire so that your art is making you money making you enough money so that you don't have to feel stressed about having to put the effort in at certain times and you can be a lot easier than you're already on your way to semi retirement and you're not going to be rushing to be jobless at 65 and you can do what you're doing as long as you have great health. So, congratulations. You're well ahead of most people when it comes to retirement and the stages towards retirement. And one last bit of great news that I want to leave you with as creative people, we don't follow the norm, we think for ourselves, which means we're more likely to find a financial solution that is going to work for ourselves. We're not going to do what everybody else does. We're going to figure it out and find a solution. Find wealth that makes us happy. So, congratulations. You made it to the end of this class, and I wish you all the best in life.