Credit Card Debt :Quick Guide to Eliminate Credit Card Debt

Brian Cliette, Digital Growth Marketer, Entrepreneur,

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5 Videos (1h 13m)
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    • Creditcarddebt4

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    • Payingcreaditcarddebt3

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    • Savingcreditcard5

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About This Class

Freedom from Credit Card Debt : A Realistic Guide On How To Eliminate  Credit Card Debt,  for Good.

Starting in the 1980s credit cards became the preferred payment method of most American shopper ís credit card to give shoppers a sense of power, entitlement, and instant gratification as well as the feeling that they won't need to worry about their bills. 

At least not until the end of the month. This living like there ís no tomorrow. This Way of thinking made sense when credit cards first came on the market as a mainstream payment method because the world was engaged in the Cold War and everyone felt as though the world was going to end tomorrow so they should live in the moment and have everything they desired and not worry about spending and debt because there would be no one there to collect, unfortunately, that way of thinking did not work because the Cold War never went hot and there was a tomorrow and credit card companies wanted their money and many people got further and further into debt trying to pay off their credit card bill. 

So much so that they started using one credit card to pay off another which only served to increase their debt and thanks to the magic of technology and shopping over the Internet and the ease with which someone can apply for and acquire a credit card credit card to have become more ubiquitous than ever. Most people these days. Under the age of 35. 

Dont even carry cash on a regular basis and everything they need on a monthly or daily basis is paid for with the use of a credit card (most likely several credit cards) which only serves to feed the cycle of debt.
 
If however you are sincere about getting out from under credit card debt and saving money for necessary expenditures like college for yourself or your kids, and retirement, then this is the cross for you. This course will teach you not only how to get out from under the burdens of credit card debts once and for all, but also how to set up and stick to a monthly budget for all of your necessary (and sometimes unnecessary expenditures) so that you can live a debt-free and happy life.

What you will learn:
 
1)   You will learn how to establish a reasonable monthly budget that will allow you to cover all your necessary expenditures and still have money for entertainment as well as save for retirement or education.
2)   You will learn to understand the process of credit card consolidation to help pay off your debt.
3)   You will learn the differences between consolidation and bankruptcy and the benefits of both.
4)   You will learn about government grants for debt forgiveness and how they can be used to help pay off debt.
5)   You will learn how to set up a monthly budget and use cash instead of credit cards
6)   You will learn the benefits of using a debit card rather than a standard credit card
7)   You will learn how to delay instant gratification and save for major expenditures such as big-screen TVs rather than putting them on a credit card and indulging instant gratification.
8)   You will learn how to find a bank with the best interest rates and benefits for the one credit card you keep for emergencies.

2 of 2 students recommendSee All

This course covers the basics of staying out of debt, as well as the history of credit cards, some actions that you can take to minimize your debt, and recommendations for other financial gurus you can look up. I didn't come out of this course with a concrete plan of how to handle my debt, but I did glean some helpful tidbits of information and had a bit of a needed reality check about how foolish I've been with my money. This course isn't a magic class that fixes all of your financial problems, but it is helpful and reassuring that you CAN make it work and pay off your debt eventually. Thanks Brian - I needed to hear this!

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Brian Cliette

Digital Growth Marketer, Entrepreneur,

Meet the Mad Scientist of Digital Greatness.

What do you get when you combine a data geek, a social media master and a marketing connoisseur? You get a mad scientist named Brian Cliette. Brian has been working his brand of magic for more than 10 years, serving the hospitality and digital media industries with a unique, holistic approach that allows him to see the entire picture, tear it down and rebuild it into something amazing. Brian gets a lot of joy from helping people and companies to be better than they were. He’s a people person, a problem solver, and holds an unusual balance between the analytical and creative sides. After traveling extensively across 47 countries, Brian has built a diverse cache of ways to problem solve and strategize. He strongly believes in a healthy life-work balance, and he helps his clients adjust their practices so their business can work harder—and they can play a bit more.

From SEO and analytics to strategy and life hacking, this multi-faceted entrepreneur brings a lot of passion to the table for his clients. He’s had the honor of working with some of the biggest and brightest companies including  Pixlee.com Zoom Media & Marketing, The Results Driven Agency,FlySupply com ,Pixlee.com, Nternet Candy and Fitzz Com. What makes Brian so good at what he does? He believes in smart risks, identifying the learning opportunities in failure, and taking down the walls of people’s comfort zones.

Brian served as a conceptual strategist for the launching of Zoom Media & Marketing’s, Zoom Forward. The lifestyle marketing initiative focused on connecting major companies HBO, Pepsi and Proctor & Gamble, with Hispanic and African-American markets in Los Angeles, CA. The concept generated $8 million within 18 months of inception.

He has a great deal of respect for ROI and staying on budget. Along with his many talents and capabilities within the digital marketing world, Brian is also an avid and popular public speaker, sharing his experience and knowledge with audiences around the country.

Ready to turn your business into a better version of itself? Get in touch with Brian for a complimentary 10-minute phone consultation. Together, you’ll discover if it’s a good fit, and from there, move forward with a customized, strategic plan.